Development of SMEs sector and entrepreneurship in general is one of the prime objectives of IDF. IDF could not attain this objective without the support of Montenegrin commercial banks.

IDF credit support to SMEs and entrepreneurship is realized in two modalities: (a) through and with guarantee of commercial banks and (b) by direct loan arrangements.

Credit support to SMEs and entrepreneurs through and with participation of commercial banks is realized under Protocol on Business Cooperation signed with all banks in Montenegro that expressed interest and readiness to take part in these activities.

Banks’ motivation to participate in this credit line resulted from the possibility to attract new and retain current clients, accompanied with financial benefits.

By justifying its purpose and position of an institution that will "inject" fresh capital in the Montenegrin economy and assuming the role of a partner to anyone seriously contemplating on diving into the business waters, IDF has identified banking sector as a strategic partner in implementation of the aforementioned activities, and this successful cooperation will continue in the future as well.

Through a partnership relation with commercial banks a full contribution was given to interrelating all subjects interested in development of entrepreneurship and SMEs in Montenegro, as a cornerstone of Montenegrin Economy.


Bank – IDF partners are:

NLB Montenegro banka AD
Atlas Banka AD
Prva banka Crne Gore AD
Hypo Alpe Adria bank AD
Societe Generale Montenegro banka AD
Hipotekarna banka AD
Erste banka AD
First Financial bank AD
Komercijalna banka Budva AD